Dental and Vision Insurance
Serving clients in California, Oregon, Nevada and Arizona, subject to licensing and plan availability.
Why Dental and Vision Insurance Matters
Maintaining your health isn’t just about regular doctor visits — it also includes proper care for your teeth and eyes. That’s where Dental and Vision insurance come in. These essential plans help you protect two of your most important assets: your smile and your sight.
Dental Insurance: Protect Your Smile
Dental insurance may help pay for eligible services according to the policy’s covered-service categories, provider network, deductible, waiting periods, annual maximum, exclusions, and cost-sharing terms.
- Routine cleanings and exams when covered
- Basic services such as eligible fillings
- Major services such as eligible crowns, root canals, dentures, or oral surgery
- Preventive-care benefits described by the policy
Review the policy’s exact benefits and your expected share of costs before enrolling or receiving care.
Vision Insurance: Care for Your Eyes
Vision insurance may provide specified benefits or allowances for eligible vision services and materials, subject to policy terms.
- Routine eye exams when covered
- Eligible glasses or contact lenses
- Specified frame, lens, contact, or exam allowances
- Provider-network and out-of-network terms
Compare frequencies, allowances, provider networks, exclusions, and your expected share of costs before enrolling or receiving care.
Compare Dental and Vision Plan Details
Dental and vision benefits vary by plan. Compare provider networks, waiting periods, deductibles, annual maximums, covered services, exclusions, and your share of costs before enrolling.
Contact us to confirm which represented options are available for your location and circumstances.
Frequently Asked Questions
Does Original Medicare cover routine dental care?
Original Medicare generally does not cover routine dental care. Separate coverage may be available.
Do plans cover implants?
Benefits vary. Some plans exclude implants or apply waiting periods, annual maximums, and cost sharing.
Can a Medicare Advantage plan include dental or vision benefits?
Some Medicare Advantage plans offer additional dental or vision benefits. Coverage, networks, limits, and costs vary by plan and location.
What should I compare in a standalone plan?
Compare the provider network, waiting periods, deductible, annual maximum, service limits, exclusions, and your share of costs.
Questions about your options?
Availability and eligibility depend on your location and circumstances. Contact us to confirm represented options before making a coverage decision.
Contact Gaddis & Mast