Website Terms of Use
Effective September 11, 2026. These terms describe the informational purpose and permitted use of this website.
Contact UsInformational Purpose
This website provides general information about insurance topics and represented services. It is not legal, tax, medical, or investment advice, and it does not replace official Medicare, marketplace, carrier, policy, or plan documents.
No Coverage or Enrollment Created
Using this website or submitting its contact form does not create insurance coverage, bind a policy, guarantee eligibility, enroll anyone in a plan, or change existing coverage. Coverage and enrollment decisions depend on current rules, available products, complete application information, and any required carrier or marketplace approval.
Contact Requests and Follow-Up
When you submit the contact form, the website may send the inquiry to the appropriate agent by email and to the agency’s customer relationship management service. That service may create or update a contact record and initiate the acknowledgment emails and internal follow-up tasks described in the Privacy Policy. Date of birth is not sent to that service by this website integration.
Acceptable Use
Do not misuse the website, attempt unauthorized access, interfere with its operation, submit another person’s information without authority, or send unlawful, deceptive, or malicious content. Do not submit Social Security numbers, Medicare numbers, medical records, financial account numbers, or other highly sensitive information through the website form.
Third-Party Information and Links
Links to Medicare.gov, Covered California, social platforms, carriers, or other third-party services are provided for convenience. Those services control their own content, availability, security, and privacy practices.
Website Availability and Changes
We work to keep website information accurate and available, but information, dates, laws, benefits, products, and third-party services can change. Contact an agent and review current official materials before making a coverage decision. We may update this website and these terms as practices change.
Privacy and Accessibility
Use of personal information submitted through the website is described in the Privacy Policy. Accessibility goals and assistance options are described in the Accessibility Statement.
Questions
Call Larry at (707) 481-5314, call Lisa at (707) 228-8357, or use the Contact page with questions about this website or these terms.